We collect Personal Data from you that you provide to us directly or automatically when accessing or using the Website, or when communicating with us via emails or other mediums, or in the course of the provision of products and/or services offered by us, or upon request by us. We may also use cookies to collect, use or disclose Personal Data. Please see the section on our use of cookies below. We will only collect, use or disclose your Personal Data as necessary for the purposes outlined in this Policy and in compliance with the applicable laws.

We may request that you provide the following Personal Data (including, but not limited to, your name, address, phone number, email address, identify proof, bank account information, etc.), which is collected, and which may be used or disclosed, by us for the following purposes:

1. considering and processing your applications for financial and investment products and services offered by us;
2. providing our products and services to you, and giving effect to your instructions in relation to other specific transactions or otherwise that involve you;
3. notifying you about changes to our products and services;
4. deciding whether or not to provide credit to you or assessing your credit worthiness and good standing. This may include but is not limited to conducting credit checks upon a pending application for consumer credit or to review whether changes need to be made to an existing credit facility;
5. marketing financial, investment and other products and services to you, as described in the Direct Marketing Section below;
6. enforcing our rights under contracts, including but not limited to, collecting amounts outstanding;
7. meeting our obligations, requirements or arrangements, to comply with or in connection with the applicable laws, notices, guidelines, guidance or requests given or issued by any local or foreign legal, regulatory, judicial, administrative, public or law enforcement body, or governmental, tax, revenue, monetary, securities or futures exchange, court, central bank or other authorities, or self-regulatory or industry bodies or associations of financial service providers or any of their agents;
8. complying with any obligations, requirements, policies, procedures, measures or arrangements for sharing data and information and/or any other use of data and information in accordance with any programmes for compliance with sanctions or prevention or detection of crime, money-laundering, terrorist financing or other unlawful activities;
9. enabling an actual or proposed assignee of Assured Asset Management (including without limitation any person, business or entity with whom it is proposed Assured Asset Management will merge or to whom Assured Asset Management proposes to dispose of all or any part of its business), or participant or sub-participant of Assured Asset Management’s rights in respect of the customers to evaluate the transaction intended to be the subject of the assignment, merger, disposal, participation or sub-participation; and 
10. any other incidental business purposes related to or in connection with the above. 

On or before collection of the Personal Data that you give us, we will inform you whether it is obligatory or voluntary to supply such Personal Data. Failure to supply Personal Data that is marked as obligatory may result in us being unable to provide the relevant products and services fully or at all.