Difference Between Bond and Consumer Lending Investment

If you are looking for a lucrative investment strategy, many investment experts will suggest the idea of high-yield corporate bonds. Corporate bonds and other types of investment solutions can be an excellent way that you can develop fairly secure investments that can help you gradually improve your portfolio over time.

Fintech vs. Banking – Echoes of Amazon vs. Walmart?

2017 was the year that the retail giants Amazon and Walmart battled it out – and while both of these huge brands ended the year with positive growth, other, lesser outlets did not fare as well. All eyes were on Amazon when they purchased Whole Foods in the summer of 2017, while

US Personal Loans Market as a Safe Haven

Last week we witnessed dramatic declines of the stock markets all across the world. The last time something like this happened was in 2008, when subprime mortgage crisis broke out in the US. Now speculations intensified about the likelihood of a similar crisis in the near future. However, it is too early to make such conclusions.

Think Smart – Invest Like a Bank

Consumer lending continues to generate revenues for not only traditional banks, but for a new breed of technology – based lending platform as well. While this vertical continues to be both attractive and lucrative, it has yet to catch on with investors in Asia. Examining this unique and ongoing investment opportunity requires users to invest like a bank and

AI-enhanced Investing: 2018 and Beyond

Artificial Intelligence (AI), again one of those terms that everybody talks about yet very few actually have a clue. Loosely being used interchangeably with Machine Learning (ML) and seemingly has much to do with data analytics in general, most have to claim these days that it is being utilised somehow or else risk being deemed out of touch in the investment world.

Cryptos : To Be or Not to Be

It has certainly been quite a while since we were last bombarded by a series of funds all running a similar ‘emerging’ strategy. Cryptos ‘Multi-Strategy’ is suddenly all the rave as we see funds mushrooming across the globe from Jersey to Singapore and then back to Zug, prompting even HFR to launch new strategy indices for the first time in quite a while.

Difference Between Chinese and U.S. Online Marketplace Lending

The state of online marketplace lending in China today is very different from in other areas of the world. In the year 2007 a number of marketplace platforms really started to boost the use of this type of lending in China especially. Retail investors and other small business investors were utilizing marketplace lending as a means to

Blockchain and Customer Service in Banking

While we have seen the various merits of block chain technology with relation to asset management and the core of financial technology, it’s tough to connect the dots and see if block chain will have answers in customer service as well. Blockchain data is something that’s always going to be on record and verified within just a few seconds.

The Biggest Advantages of Blockchain for Data Security

When many of us see block chain for the future of fintech and traditional finance one of the biggest questions that many people raise is the idea of security alongside block chain technology. The truth of the matter is that block chain is extremely transparent in the fact that it offers an extremely powerful level of security for users.

The Future of AI

AI technology is expanding at a rapid pace and while some of the simple or weak AI systems that have been developed are implemented for everyday data analysis, customer service and more, future systems could represent drastic changes in society.