Last month, the Fed had announced the benchmark rate cut for the third time this year to prevent the economy to fall due to global weakness and the trade uncertainty. The Fed Fund Rate is currently ranging from 1.5% to 1.75%. Though the record-long US expansion cooled further in the…

The pursuit of attractive investment opportunities has become increasingly tumultuous as political and governmental uncertainties escalate. Following the 2008/9 financial crisis, investors expected central banks to gradually curtail Quantitative Easing (QE), a monetary tool whereby a central bank purchases government bonds to inject liquidity into the economy, and subsequently raise…

Holding cash or putting money in a bank may be a safe option but returns will be meagre. So, what are the options for investors seeking high yield and low-risk solutions? Volatility is dominating the financial markets in the past two years. Investors may try to time the market but…

There is no secret that consumers play an important role in driving US economy given how close everyone is monitoring US consumer confidence level. As a result, US consumer finance market is at the core of the US economy. The performance of this asset class plays a critical role in…

Diversification is crucial to a well-balanced optimized portfolio. Many investors typically invest in traditional asset classes such as stocks and bonds; however, alternative asset investment has picked up over the last decade due to its valuable contribution to portfolio diversification.

Beyond doubt that digital expansion has changed the way how bank clients engage the traditional services with their banks, those financial giants have no choice but sought to catch up by improving user experience and product coverage in the digital way. Digital channels nowadays, provide customers with a wider range…

The start of 2019 has been troublesome with an ominous combination of factors threatening further market turbulence.The longest US government shutdown in history record has damaged livelihoods and dented market confidence; the arduous process of Brexit is approaching a chaotic endgame and spreading uncertainty across Europe

With the development of the technology and internet,individual and institutional investors have the opportunity to invest in consumer credit directly. But as with any form of investment, there is an element of risk attached. This article explores possible risks associated with investing in consumer credit and also compares

Even though you are the expert of asset allocation, 2018 would prove to be a tough year for decent returns. Our research team at FinEX Asia has tracked the main asset performance until end of October, and we found that 85% of the asset classes reported negative returns YTD this…

History shows that bonds and equities aren’t necessarily the best investment options in a rising interest rate environment. The last rate hike cycle in the US was more than a decade ago. The Fed began raising rates in June 2004, continuing until July 2006, anticipating a housing bubble.

Last week we witnessed dramatic declines of the stock markets all across the world. The last time something like this happened was in 2008, when subprime mortgage crisis broke out in the US. Now speculations intensified about the likelihood of a similar crisis in the near future. However, it is…