Which Asset Class Shines When Interest Rates Rise?
History shows that bonds and equities aren’t necessarily the best investment options in a rising interest rate environment. The last rate hike cycle in the US was more than a decade ago. The Fed began raising rates in June 2004, continuing until July 2006, anticipating a housing bubble.
Big data & AI: Rewriting the Rules of Credit Scoring
Big data analytics based on artificial intelligence (AI) models can play a major role in improving credit scoring and providing higher security to lenders and protection to borrowers. With almost $3.8 trillion in debt recorded in September 2017, credit lending is a big business in the US.
The Rise of Fintech: Better Access, Better Service
One of the main focus of Fund Forum Asia this year is the digital impact on the fund management and wealth management industry and it is hard not to address how digital marketing may also transform the industry. Alexandru Agachi, COO of Empiric Capital, opens the panel discussion in Business Leaders Forum on day 2 of Fund Forum Asia.
China, the Next Global Fintech Leader?
With retail banking in the region becoming an increasingly digital proposition the future of customer- led retail banking distribution, no wonder the discussion of what defines success in this era of customer- led distribution is the topic of Fund Forum Asia China Summit held on Monday 3rdSeptember in Hong Kong.
Stepping Into the Digital Era: SFC Guidance on Online Advisory
The Guidelines on Online Distribution and Advisory Platforms, published by the SFC in March 2018, aim to provide welcome clarity to the design and operation of online platforms that sell financial products to investors in Hong Kong. The guidelines will become effective on 6th April, 2019.
Why FICO is the Most Effective Scoring System in Lending
As more countries adopt credit scoring systems, the original credit score still stands above the rest. Modern credit scoring assigns a specific, comparable number to each person’s creditworthiness, allowing lenders to make more informed decisions about which loans to make and what interest rate to charge.
Long-term Yields from Actively Managed Consumer Credit Assets
With interest rates rising across the globe, volatility has significantly intensified in the bond and stock markets. In this environment, are there any assets that sustain low volatility with an annual yield rate stabilized above 6%? “Yes, of course,” said Angie Lin, President and Co-Founder of FinEX Asia.
Building a Smart Portfolio, Simplified
Asset management can be a complex thing, but creating a portfolio follows a few easy-to-understand steps. In this post, we will lay out the fundamentals of portfolio construction and explain how it works through the example of a FinEX Asia US consumer credit portfolio.
PE Investment Connects Fintech with Global Capital Flows
How does the financial technology (fintech) industry connect with global capital flows? The answer is private equity investment. Angie Lin, Co-founder and President at FinEX Asia delivered a keynote speech at the Fintech Gloria event on June 7 in Taipei at National Checgchi University, explaining how
Price Volatility & AI: Key Themes at Asian Investment Week
Asian investors are known for their search for yield, but recent market instability has changed both the focus and means of seeking out solid, stable returns. FinEX Asia CEO, Maggie Ng, will share her thoughts on both issues at the upcoming Asian Investment Week, organized by Asian Investor.
