How Blockchain-based Supply Chain Finance Helps Solve Financing Pressures
(This article was written by Angie Lin, co-founder and chief investment officer of Assured Asset Management, and posted in the Masters’ Opinion in Commercial Times on 26 Feb, 2020). While corporate financing is difficult in an ordinary business climate, many enterprises are currently facing heightened financing challenges in light of the recent novel coronavirus outbreak. […]
Assured Wishes You Health Amid Novel Coronavirus
News surrounding the Novel Coronavirus has been all but inescapable. As serious a situation as the virus presents, basic hygienic measures can be extremely beneficial in maintaining good health for yourself and those around you.
The Impact of Technology on Financial Services: Workshop in Review
Modern institutions play a significant role in our lives – from wealth management to insurance and everything in between, financial service providers help prepare us for the future while managing risk of the unknown. That said, many startups are beginning to assert large institutions as costly middlemen ripe for technological disruption. They claim to leverage […]
Consumer Sector, the Hero of the US Economy in 2019
Last month, the Fed had announced the benchmark rate cut for the third time this year to prevent the economy to fall due to global weakness and the trade uncertainty. The Fed Fund Rate is currently ranging from 1.5% to 1.75%. Though the record-long US expansion cooled further in the third quarter, the US economic growth still kept up at a solid pace as strong consumer activity partially offset the effects of ongoing trade disputes among the largest economies.
As Traditional Markets Dim, Consumer Credit Shines
The pursuit of attractive investment opportunities has become increasingly tumultuous as political and governmental uncertainties escalate. Following the 2008/9 financial crisis, investors expected central banks to gradually curtail Quantitative Easing (QE), a monetary tool whereby a central bank purchases government bonds to inject liquidity into the economy, and subsequently raise interest rates after the global economy begins to recover.
What Are the Fixed Income Investment Options in Volatile Times?
Holding cash or putting money in a bank may be a safe option but returns will be meagre. So, what are the options for investors seeking high yield and low-risk solutions? Volatility is dominating the financial markets in the past two years. Investors may try to time the market but buying and selling orders around future market price movements are particularly challenging.
Understanding the Risk of US Consumer Credit
There is no secret that consumers play an important role in driving US economy given how close everyone is monitoring US consumer confidence level. As a result, US consumer finance market is at the core of the US economy. The performance of this asset class plays a critical role in US as consumer credit market is growing at a very fast pace.
Why Invest in US Consumer Loans?
Diversification is crucial to a well-balanced optimized portfolio. Many investors typically invest in traditional asset classes such as stocks and bonds; however, alternative asset investment has picked up over the last decade due to its valuable contribution to portfolio diversification.
What Differences Will Hong Kong Virtual Banks Bring?
Hong Kong has recently granted four virtual banking licenses to Livi VB Limited, SC Digital Solutions Limited, ZhongAn Virtual Finance Limited and WeLab, a local financial technology (FinTech) startup in Hong Kong. After the granting of these four banking licenses, the number of licensed banks in Hong Kong has increased to 155.
How Does Fintech Offer Both Return and Liquidity?
While managing the liquidity of assets has long been the key topic in the asset management industry, how to maintain good liquidity and to provide investors with higher return has even been an arduous task which is not easy to fulfill. However, with its development of over a decade, Fintech has now opened up a simple way for
